UCLA Health insurance (UC SHIP) versus private insurance: how do we confirm the waiver is accepted, what are the common rejection reasons, and how do we avoid getting charged for UC SHIP after the waiver deadline? Also, do we have to waive/accept every quarter?
To ensure your UC SHIP waiver is accepted, it is crucial to follow specific steps and understand common pitfalls.
Confirmation of Acceptance You will receive an auto-generated confirmation code immediately after submitting your waiver. If you do not receive this code, your request was unsuccessful. Additionally, you can log into the AHP Waiver System to check your application's progress. Once approved, a waiver credit will appear on your BruinBill within 2–7 business days, indicating successful acceptance.
Common Reasons for Rejection Waivers may be rejected for several reasons:
- Audit Failure: Your private insurance may not meet UCLA’s Waiver Criteria, such as having lifetime benefit maximums.
- Incomplete Documentation: Missing required documents like a Letter of Coverage or insurance ID card can lead to rejection.
- Inability to Verify Coverage: If AHP cannot confirm your active enrollment, your waiver will be denied.
- Missed Deadlines: Late submissions typically result in automatic enrollment in UC SHIP.
Frequency of Waiving You only need to waive once per academic year, usually during the fall quarter, and this waiver remains valid for the entire year. If you enroll in winter or spring without waiving in the fall, you must submit a waiver during the specific period for that quarter.